Italian compliance

Additional Italian Regulatory Reporting for banks and payment institutions

In addition to CESOP and AML/STR reporting, payment service providers operating in Italy may be subject to further mandatory regulatory reporting obligations. Tax Desk supports organisations in meeting these additional requirements accurately and on time.

Overview of additional reporting requirements

Payment service providers operating in Italy may be required to submit additional regulatory reports depending on their activities and services offered.

Who these requirements apply to

These additional Italian regulatory reporting requirements apply to entities providing financial or payment services in Italy.

This includes banks, payment institutions, electronic money institutions, and payment service providers operating in or into the Italian market. Entities offering acquiring services, POS services, or other transaction-based payment activities may be subject to multiple reporting obligations depending on their business model.

All entities providing financial or payment services in Italy are required to submit the Relationship Report (Anagrafe dei Rapporti).
The CREDIPOS and SEGNAPOS reports generally apply to firms offering POS and/or acquiring services.

Reporting obligations depend on the nature of services provided. Not all entities will be required to submit every report. Applicability is determined by business model, services offered, and regulatory classification.

Reporting via the Sistema di Interscambio (SID)

The primary communication channel with the Italian Revenue Agency (Agenzia delle Entrate) is the Sistema di Interscambio (SID) data exchange system.

SID is the mandatory reporting platform through which Italian regulatory reports must be submitted. Each report follows specific technical formatting and submission requirements defined by the Italian authorities.

The reporting framework is as follows:

  • Anagrafe dei Rapporti is submitted via SID

  • CREDIPOS must be submitted via SID

  • SEGNAPOS will be required to be submitted via SID from January 2026

A single SID registration and transmission channel must be used for all applicable reports.

Aligned with existing CESOP reporting

Where Tax Desk already submits CESOP reporting on your behalf in Italy, the same SID account must also be used for the submission of these additional regulatory reports.

This ensures alignment across regulatory obligations, avoids duplicate registrations, and supports a consistent reporting framework through a single authorised transmission channel.

Our approach is designed to integrate seamlessly with your existing CESOP reporting processes.

End-to-end regulatory reporting support

As an increasing proportion of Italian regulatory reporting becomes mandatory through the SID data exchange system, Tax Desk has extended its service offering to support these additional obligations.

From January 2026, we provide:

  • SID registration and set-up

  • Technical report formatting

  • Report generation

  • Secure submission via SID

Our specialists manage the full reporting lifecycle, ensuring accuracy, timeliness, and compliance with Italian regulatory requirements.

Our regulatory reporting services

Relationship report (Anagrafe dei rapporti)

Monthly and annual reporting covering financial relationships, submitted via SID in line with Italian requirements.

Commission report (CREDIPOS)

Monthly reporting applicable to entities offering POS and acquiring services, submitted through SID.

Transaction report (SEGNAPOS)

Monthly transaction-level reporting for applicable payment service providers. Mandatory SID submission from January 2026.

Transparent pricing

Below is a summary of the additional Italian regulatory reports we support, including reporting frequency, submission method, and associated fees.

Report

Reporting frequency

Submission process

One-off setup fee

Annual fee

Relationship Report (Anagrafe dei Rapporti)

Monthly + Annual

SID

€995

€5,295

Commission Report (CREDIPOS)

Monthly

SID

€795

€4,795

Transaction Report (SEGNAPOS)

Monthly

SID

€795

€4,795

Relationship Report (Anagrafe dei Rapporti)

  • Reporting frequency: Monthly + Annual

  • Submission process: SID

  • One-off setup fee: €995

  • Annual fee: €5,295

Commission Report (CREDIPOS)

  • Reporting frequency: Monthly

  • Submission process: SID

  • One-off setup fee: €795

  • Annual fee: €4,795

Transaction Report (SEGNAPOS)

  • Reporting frequency: Monthly

  • Submission process: SID (from Jan 2026)

  • One-off setup fee: €795

  • Annual fee: €4,795

Fees are per country. Annual fees include report generation and submission. A minimum 12-month term applies.

Speak to a regulatory specialist

If you would like to understand how these additional Italian regulatory reporting requirements apply to your business, our specialists are available to help.

We can explain the obligations, confirm reporting scope, and outline the appropriate reporting framework based on your activities.

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